River Valley Community Stock Analysis

River Pink Sheet Analysis Notes

The company has price-to-book ratio of 1.06. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. River Valley Community last dividend was issued on the 28th of April 2014. The entity had 125:100 split on the 2nd of November 2021. River Valley Community Bancorp, through its subsidiary, River Valley Community Bank provides various banking products and services in the United States. River Valley Community Bancorp was founded in 2006 and is headquartered in Yuba City, California. Riverton Community operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for River Valley Community is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. To find out more about River Valley Community contact John Jelavich at 530 755 0418 or learn more at https://www.myrvcb.com.

River Valley Community Investment Alerts

River Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 14.75 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate River Valley's market, we take the total number of its shares issued and multiply it by River Valley's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

River Profitablity

The company has Profit Margin (PM) of 0.32 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.

Technical Drivers

As of the 12th of February 2026, River Valley holds the Coefficient Of Variation of (4,034), variance of 1.06, and Risk Adjusted Performance of (0.02). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of River Valley, as well as the relationship between them.

River Valley Community Price Movement Analysis

River Valley Outstanding Bonds

River Valley Predictive Daily Indicators

River Valley Forecast Models

River Valley's time-series forecasting models are one of many River Valley's pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary River Valley's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

River Valley Community Debt to Cash Allocation

Debt can assist River Valley until it has trouble settling it off, either with new capital or with free cash flow. So, River Valley's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like River Valley Community sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for River to invest in growth at high rates of return. When we think about River Valley's use of debt, we should always consider it together with cash and equity.

River Valley Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the River Valley's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of River Valley, which in turn will lower the firm's financial flexibility.

River Valley Corporate Bonds Issued

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how River Valley prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling River shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as River Valley. By using and applying River Pink Sheet analysis, traders can create a robust methodology for identifying River entry and exit points for their positions.

When running River Valley's price analysis, check to measure River Valley's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy River Valley is operating at the current time. Most of River Valley's value examination focuses on studying past and present price action to predict the probability of River Valley's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move River Valley's price. Additionally, you may evaluate how the addition of River Valley to your portfolios can decrease your overall portfolio volatility.